Westarnet Federal Credit Union

SOON TO BE REPLACED WITH VIRTUAL BRANCH

Dividend Rates
Certificate Rates

Automobile & Motorcycle Loan Rates
Secured Loan Rates
Unsecured Loan Rates
Home Rates

Dividend Rates
for Share Certificate Accounts

Certificate Term	Dividend Rate	Annual Percentage Yield	Minimum Deposit To Open		Patronage Rate*
Certificate Term	Dividend Rate	Annual Percentage Yield	Share Certificate	IRA Certificate	APY	APR
Three Months	N/A	N/A	$500	$500	N/A	N/A
Six Months	0.25%	0.25%	$500	$500	0.50%	0.50%
One Year	0.55%	0.55%	$500	$500	0.80%	0.80%
Eighteen Months	0.75%	0.75%	$500	$500	1.01%	1.00%
Two Years	0.90%	0.90%	$500	$500	1.16%	1.15%
Three Years	1.01%	1.00%	$500	$500	1.26%	1.25%
Four Years	1.51%	1.50%	$500	$500	1.76%	1.75%

Savings Calculator
Rates are effective 04/15/2011 and subject to change without notice.

*Patronage Rate - Add an extra .25% to any new CD rate if you have 2 of the following:

Westar checking account
Direct deposit into a Westar account
Westar Visa credit card
Automatic loan payment transfer

All rates subject to change without notice.

Dividends are based on Credit Union Earnings and cannot be guaranteed. This Credit Union has always paid its anticipated rates.

Your IRA’s are federally insured to at least $500,000 by NCUA –
Your savings are federally insured to at least $250,000 by NCUA -
The National Credit Union Administration, an agency of the United States Government.

© 1998-2004 Westar Federal Credit Union, All Rights Reserved.